AI based identification of Financial (Banking & Insurance) needs based on demography and economic / farming Cycle "While the Post Office Network serves everyone, everywhere, on all days, the need for various services including financial and insurance services has a seasonal variation to it. There is a need to time communication and support to customers at times they require it most based on their daily routines. A robust system to segment, target and focus on each customer based on their needs from time to time is needed for India Post to direct its service force to make efforts in response to such needs."